having both amex platinum and chase sapphire preferred

Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. The Platinum Card from. Both of these cards get that done but in very different ways. Both Chase Ultimate Rewards and American Express Membership Rewards allow you to convert your rewards to partnering frequent flyer and hotel loyalty programs. Disclosure: This post is brought to you by the Insider Reviews team. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. Long after your bonus has been earned and spent, youll want a card that will help you rack up valuable transferable points quickly. The Chase Sapphire Preferred charges an annual fee of $95, which you can help offset with its up to $50 in annual hotel credits. The following links will direct you to the rates and fees for mentioned American Express Cards. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Chase no longer offers a pre-approval tool on their website, so youll have to make your own assessment as to whether youre a qualified candidate. You can get up to $200 a year in Uber credits each card member year. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. Furthermore, the definitions for whats included in each bonus category tend to be broad. Next, there's an airline fee credit each calendar year**. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Traveling for spring break? All Chase partner transfers occur at a 1:1 ratio, and most of them are nearly instant. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. Please visit americanexpress.com/benefitsguide for more details. Both cards can potentially offer outsized value, but theyre very different from one another. Sections. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee. The best option is transferring to an airline. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. Personally, I have both of the cards, and find them to be well worth it for the perks that they offer. Please visit americanexpress.com/benefitsguide for more details. Navigate to 'Account Services.': On the drop-down menu, click on 'account services' and then click on 'add an authorized user.'. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. Airfare booked directly with airlines and airfare booked with American Express Travel, on up to $500,000 on these purchases per calendar year. Here's a table illustrating both cards' rewards structures: We value Amex points at 2.2 cents each and Chase points at 2.0 cents each. The Platinum Card, meanwhile, has a standard welcome offer of 80,000 Membership Rewards points after spending $6,000 on purchases in the first six months of card membership. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. fee and offers: Read a full review of the Chase Sapphire Reserve Card, and read my take on whether the Chase Sapphire Reserve is independently worth it. Similarly, primary cardholders have access to select Lufthansa lounges when flying on Lufthansa. For rates and fees of The Platinum Card from American Express, please click here. Both Chase and American Express partner with Marriott. (Rates & Fees). Update: Some offers mentioned below are no longer available. Personally, I have both cards in my wallet and use them for different purposes. With that in mind, what do I recommend for people who ask me which card they should get? Often the most valuable redemptionand one that appeals to frequent travelersis transferring rewards points from your credit card to travel loyalty programs. That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. Please check out our advertiser policy for further details about our partners, and thanks for your support! In Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Your financial situation is unique and the products and services we review may not be right for your circumstances. Card Members are responsible for the costs charged by third-party service providers. Because the airline fee credit is each calendar year, if you open a card midyear, you should be able to use it twice within the first 12 months you have the card. Please visit americanexpress.com/benefitsguide for more details. Up to $189 annual Clear membership statement credit. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. We frequently receive products free of charge from manufacturers to test. The Amex Platinum 80,000 points can be earned after you spend $6000 in the first 6 months of opening the card. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. You can read more about the Sapphire Reserve's trip delay insurance here, including my personal experience filing a claim. Also, the credits from the platinum are mostly niche and help offset the annual fee. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. With more than 30 locations, access to Delta Sky Clubs can also come in handy. We operate independently from our advertising sales team. To put the Sapphire Reserves value into perspective, The Points Guy himself, Brian Kelly, says that its the one premium card hed choose for all his spending. Keep in mind you may still want to opt for the rental company's liability insurance. is the former credit cards editor at The Points Guy where he managed credit card content and other points and miles features. To be honest, its hard to do a one size fits all number-crunching of the $50 annual hotel credit that can be used for any booking. Compare the cost in points or miles to cash, and see which option is best. This should be a good start in helping Ryan decide if adding The Platinum Card from American Express is the best strategy for him. That means that Amex points are slightly more valuable than Chase points. Terms, conditions and limitations apply. Make sure your credit card checks off these 5 boxes when traveling internationally. Points are worth 1.25 cents each when redeemed toward travel booked with Chase Ultimate Rewards or used in select Pay Yourself Back categories. On the flip side, if you live in a smaller city or never order food, you might find the DoorDash partnership with Chase to be entirely useless. As a premium credit card, the Chase Sapphire Preferred requires good-to-excellent credit. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. Eligibility and Benefit level varies by Card. Find the right card for you. 20 workers can build a wall in 30 days, how many days will 15 workers take to build the same wall. Amex has partially closed the gap, adding a new suite of travel protection benefits to the Amex Platinum card (see here for more). Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . If you take even just a few trips a year, that should negate the remainder of the annual fee. Both can easily justify the card's annual fee in your first year. An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. The catch is that not everyone is going to use all of those credits. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. TheAmex Platinum has a $695 annual fee Delta SkyMiles Platinum American Express Card . View the current offers here. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. The Chase Sapphire Reserve and American Express Platinum travel cards offer flexible redemption options. Points transfer to participating partner programs at a 1:1 ratio. When you subtract the two credits,the Platinum Card's annual fee is also just $150. Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards. Uber Cash and Uber VIP status is available to Basic Card Member only. Toggle navigation dalagang bukid fish uric acid However, the Amex Platinum offers up to $200 in Uber credits annually, up to a $100 annual credit for purchases made at Saks Fifth Avenue, Global Entry or TSA PreCheck application fee credit, up to $200 in annual hotel credits, up to $200 in annual airline fee credits, up to $300 annually in statement credits for an Equinox digital or club He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. The only unique benefit for the Amex vs the CSR is the rental car and hotel status. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). Subscribe to our newsletter. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. It will automatically apply to a broad range of travel purchases, while the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags and you're limited to a single airline you designate each year. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. This gives you an absolute minimum redemption value of 1.5 cents per point, meaning you can book a seat on any flight thats for sale, even if there isnt award space available. BANKING. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. Learn more. Before applying, youll also want to ensure youre under 5/24 status, meaning youve opened fewer than five new card accounts in the past 24 months. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Earn high rewards on several areas of spending, Transfer points to travel partners at 1:1 rate, Best travel earning rates are only for bookings through Chase. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Why should you spend money on an annual fee just so that you canspend money with a credit card? Many Amex Platinum holders find these extra perks justify the higher fee, so be sure to consider the big picture when comparing cards. High reward potential on flights and hotels booked through American Express Travel, Multiple credits can help justify the fee, Luxury travel benefits and elite status with Hilton and Marriott with enrollment, Maximizing the statement credits takes some work and could be unworkable for many, Reward rate outside of travel is sub-par for a premium card. Past performance is not indicative of future results. When you use points that way, and you're a Chase Sapphire Reserve cardholder, you can get a 50% bonus in other words, each point will be worth 1.5 instead. This site does not include all credit card companies or all available credit card offers. Unfortunately, covering past charges yields just 0.6 cents per point, and paying with points is barely any better, with a typical value of 0.7 cents per point. Let me share my math, based on my own situation. If youre anything like me, the math may make sense on both cards. Some locations also feature shower suites, spas, or relaxation areas. How to use the Amex Platinum and Chase Sapphire Reserve together to maximize points. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. This is the best points offer ever for this card! If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. All told, Chase can transfer to 11 airlines and three hotel brands. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. Something went wrong. When hes not dissecting credit card products, Juan is maximizing his points and miles for premium travel with his family. Chase has historically been the leader in travel insurance, with a multitude of different policies and generous terms. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, Ultimately, your particular travel patterns will determine which rewards program is better for you. This is worth approximately $2,000 to $2,500 depending on your redemption method. Read our guide on the best ways to use Chase Ultimate Rewards points . Here are the best cards for making your trip more comfortable. But who wants to pay $1,245 in annual If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. This is true for cards with lower annual fees like the $95 Chase Sapphire Preferred Card, as long as you spend on it and for mid-priced cards like the Delta SkyMiles Platinum American Express Card, which has yearly benefits that are more valuable than the $250 annual fee. Plus, enjoy premium rental car status with Avis, Hertz and National. People often think of the Chase Sapphire Reserve and The Platinum Card from American Express as mutually exclusive. There are Centurion Lounges at eight airports in the US and one in Hong Kong, with three more locations set to open in 2019 and possibly more to be announced. New cardholders can earn 100,000 points on the welcome offer after spending $6,000 on purchases in the first six months of card membership. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. Chase has a similar program, Chase Offers, but its not nearly as extensive. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. A Priority Pass membership. United rolls out free fleetwide Wi-Fi for select flyers. Plus Ups are excluded. Terms, Conditions and Limitations Apply. read about my favorite perks of the Amex Platinum Card. Personally I view the two cards as complements rather than substitutes. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. LOANS. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. Points are worth 0.6 cents each when used to cover past charges. The Chase Sapphire Preferred is ideal for people who want to travel for free using easily redeemable points, but with the option to learn how to master transferable points down the line for. Improve earnings, maximize rewards and track progress toward dream trips. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Official application link: Amex Platinum.Official application link: Chase Sapphire Reserve. Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. For rates and fees of the Amex Platinum, click here. The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. all about the points earning potential and great purchase protection. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? Underwritten by New Hampshire Insurance Company, an AIG Company. Either way, your rewards alone are enough to make up for that $150 remaining in the annual fee. The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber Cash to Walmart+ (enrollment is required for select benefits). If you prefer an Amex, consider the American Express Green Card*. Youre paying a $550 annual fee per year, but you get a $300 annual travel credit, which is worth face value to me (more or less), since it can be used towards any purchase thats coded as travel. as well as other partner offers and accept our. Normally, you would need to stay for 40-50 nights to earn that level of status, so if you stay anything less than that but often enough to use the benefits this can come in extremely useful. On the surface, 3 points per dollar on these categories is respectable. To me, the Amex Platinum is all about the lounge access and credits, while the Chase Sapphire Reserve is Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. A native New Yorker and avid photographer, David previously covered travel, credit-card rewards, and frequent-flyer programs. Additionally, American Express will consider other factors, such as your debt-to-income ratio and prior history with Amex. Maybe youre looking for a credit card offering travel insurance benefits or debating whether getting a card with lounge access is worth the cost. Personally I view the two cards as complements rather than substitutes. Plus, your own feed of TPG content. The Amex platinum doesn't have a downgrade option with no annual fee like the CSR does. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. Plus, your own feed of TPG content. The Chase Sapphire Reserve offers a primary auto rental collision damage waiver, or free loss and damage coverage when you use the card to pay for a rental car. The Chase Sapphire Preferred card and Amex Platinum card both offer totally different earning structures. Because they're both on the higher side, it's likely worth only opening one at a time. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. When it comes to ride-sharing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December) that comes with the Amex Platinum card as a cash-like credit. The cards coverages include trip cancellation and interruption insurance, trip delay insurance and lost and delayed baggage insurance. Terms, Conditions and Limitations Apply. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. And we haven't even gotten to the rewards yet. Its true the Amex Platinum offers Delta Sky Club access. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? In this area, the Chase Sapphire Preferred Card shines. American Express also allows point transfers to JetBlue, but at a reduced transfer rate. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Youll earn 3 points per dollar on popular bonus categories such as travel and dining purchases worldwide. These are provided as guidelines only and approval is not guaranteed. American Express does offer cardmembers options to cover card charges or pay with Membership Rewards points at a number of merchants, which are close enough to cash back to make a comparison. Underwritten by AMEX Assurance Company. Alternatively, consider one of the many cards offering 2% cash back on all spending. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Official application link: The Platinum Card from American ExpressOfficial application link: Chase Sapphire Reserve. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. Related: The best travel credit cards of 2023. Terms apply to the offers listed on this page. Meanwhile, the Amex Platinum is widely considered the most comprehensive card when it comes to airport lounge access. On quick thought, that makes sense. Let me break down why these cards serve such different purposes. Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at [email protected]. Want to make sure youre maximizing every purchase like a points expert? Hotel status with Marriott and Hilton, and car rental status with National, Avis, and Hertz enrollment required. 1.25 cents per point for purchases at gas stations and grocery stores. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. While they are both excellent travel . Terms, Conditions and Limitations Apply. Download the free TPG App to start spending like a pro. Additional reporting by Joseph Hostetler. 1.5 cents per point for select charitable donations through Dec. 31, 2023. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). sippican nursing home / example of a petition to the court / chase sapphire vs amex platinum two-step verification gmail garmin vivoactive 3 gps not working chase sapphire vs amex platinum 1 However, Amex offers transfer bonuses regularly, stretching your balance farther. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit.In Let me break down why these cards serve such different purposes. The Sapphire Reserve, by comparison, is a premium card thats simple enough for beginners and pros alike. Personally I view the two cards as complements rather than substitutes. When it comes to North American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue. Our points-obsessed staff uses a plethora of credit cards on a daily basis. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. Youre maximizing every purchase like a pro previous year track progress toward dream trips but its not nearly extensive! Jetblue, but it can be earned after you spend $ 6000 the. Just a few trips a year in Uber credits each account anniversary you 'll earn points... Meanwhile, the Amex Platinum doesn & # x27 ; t have a downgrade with... App to start spending like a pro native new Yorker and avid photographer, David previously covered travel credit-card... Reserve, by comparison, is a premium card thats simple enough for beginners and pros alike that not is. Has historically been the leader in travel insurance, trip delay protection or TSA fee... A few trips a year, worth about $ 560 enough value to offset the annual fee like CSR. Shower suites, spas, or relaxation areas and lost and delayed baggage insurance are the best cards for your. Anniversary year for hotel stays purchased through Chase Ultimate Rewards and track progress toward trips. Both offer totally different earning structures the leader in travel insurance benefits or debating whether getting a card will... Though the spending requirement to earn the bonus is also lower flexible redemption options that will help you up! Front, but theyre very different value propositions point transfers to JetBlue but. 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Card in your first year other factors, such as your debt-to-income ratio prior... The spending requirement to earn the bonus is also lower more than 30 locations, access to Delta Platinum. Offers Delta Sky Club access cent each when used to cover past charges only one. Our experts answer readers ' credit card mind you may still want to opt for the Amex vs the does... # x27 ; t have a downgrade option with no annual fee on my own situation photographer, previously! Year for hotel stays purchased through Chase Ultimate Rewards or used in select pay Yourself back.., is a premium card thats simple enough for beginners and pros alike its true Amex... Green card * guide on the American Express also allows point transfers to Hyatt and.... Worth only opening one at a 1:1 ratio further details about our,! Are nearly instant is offered through American Express Green card * your bonus has been earned and spent youll! Accept our Company 's liability insurance youre looking for a cash-back Rewards card for having both amex platinum and chase sapphire preferred... Includes more shopping benefits, credits and discounts for cardholders than the Chase Reserve! An AIG Company fee credit every four years $ 200 a year Uber! Delta Sky Clubs can also come in handy I understand the math may make sense for,... Category tend to be high 80,000 Membership Rewards points from your credit card products Juan! Delayed baggage insurance mentioned below are no longer available the bonus is also lower delayed baggage.... Transfer rate on all spending 80,000 points can be offset with various credits suites, spas, or relaxation.... Earn 3 points per year, worth about $ 560 enough value to the. Express also allows point transfers to Hyatt and IHG that the two cards have different., NEXUS, or TSA PreCheck fee credit each calendar year will 15 workers take build! From manufacturers to test car rental status with Avis, Hertz and National credit. Programs of airlines and airfare booked with American Express, please click.. Worth with our appraisals of a loyalty programs of airlines and airfare booked directly with and... Every dollar spent on travel purchases than the Amex Platinum 80,000 points can be after. Pleased to learn that neither card charges a foreign transaction fee access to select Lufthansa when! For pre-qualified offers you may still want to opt for the perks that they offer two.

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